Loan Programs
DSCR (Investor) Loans
Built for real estate investors who want to qualify based on the property’s cash flow—not personal income. Our DSCR program is ideal for purchase and refinance scenarios where speed and certainty matter: send the full story upfront, and we’ll help structure the file correctly so you’re not stuck explaining surprises later. Expect common-sense underwriting, fast decisions, and clear communication from start to funding.
Bank Statement Loans
For self-employed borrowers whose tax returns don’t tell the whole story, bank statement lending can be the difference between “declined” and “closed.” We help you get it right before submission—reviewing the scenario, setting expectations early, and guiding you on what documentation will make underwriting smooth. The goal is simple: fewer last-minute conditions, fewer fallouts, and a cleaner path to closing.
Profit & Loss Loans
When a strong self-employed borrower needs an alternative income option, P&L loans can unlock the deal—if the file is structured correctly from the beginning. We’ll walk through the scenario with you upfront, identify any guideline landmines, and help you submit a package that underwrites the way it’s supposed to. You’ll get faster answers, transparent updates, and a partner who protects your reputation with agents and clients.
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3212292310
888 East Las Olas Blvd Suite 301