Your Non-QM Advantage

Investor + self-employed Non-QM done right—clear answers, clean approvals, fast closes.

Personalized Experience

Mike Boghos is a Producing Regional Sales Manager in the wholesale mortgage industry with a strong focus on partnership, problem-solving, and execution.

He works closely with mortgage brokers and loan officers to help structure complex deals, navigate guidelines, and close loans efficiently.

Known for his responsiveness and transparency, Mike prides himself on being a reliable resource brokers can trust to help grow their business. Outside of work, Mike values family time, sports, and maintaining a healthy work-life balance.

The Loan Process

Run a Prequal

Confirm eligibility + pricing with the full story up front.

Submit the file

Get the initial underwriting decision fast.

Clear conditions → CTC → Funding

Move quickly, communicate clearly, close clean.

Don't take my word for it

Loan Programs

The Non-QM toolkit for investors + self-employed borrowers.

Loan Options

I will walk you through the best program that will fit your specific scenario.

DSCR Loans (investor focused)

Bank Statement Loans (self-employed income clarity)

P&L Loans (manual underwrite expertise)

Foreign National (specialty scenarios handled correctly)

Frequently Asked Questions

Do you only work with high-volume brokers?

I’m built for producers doing volume, but if you’re serious about scaling Non-QM the right way, we can talk.

What’s the fastest way to get a deal moving?

Complete the prequal first—clean inputs create clean outputs.

What loan types do you handle most?

DSCR, bank statements, P&L, foreign national—especially “tough” scenarios.

What do you need to give real scenario feedback?

The full story (income type, credit, property, reserves, and any curveballs).

Do you respond on weekends?

Yes—if you’re working a deal, you can text me.

Most Recent Blog Updates

DSCR Financing for Foreign National Investors: Simple, Fast, Flexible

Discover a DSCR program for foreign national investors with up to 75% LTV, minimal documentation, and fast closings. Simplify financing today. ...more

mortgage

February 12, 20262 min read

How Investors Can Pull Cash Out Without Losing Leverage

Learn how real estate investors can access up to 80% LTV with DSCR cash-out refinancing. Discover fast, flexible options to unlock equity while keeping strong leverage. ...more

mortgage

February 11, 20262 min read

Non QM Deal Map: How to Prevent Underwriting Conditions and Close Faster

Non QM Deal Map: How to Prevent Underwriting Conditions and Close Faster

A smooth Non QM closing starts with a deal map, not guesswork. Learn how to choose the right program, submit a clean file, and avoid condition chaos. ...more

mortgage

February 05, 20263 min read

Mortgage Rescue Playbook: How to Save a Deal Stuck in Underwriting Conditions

Mortgage Rescue Playbook: How to Save a Deal Stuck in Underwriting Conditions

If your mortgage deal is stalling in underwriting, learn a simple rescue framework: clarify the file story, choose the right Non-QM program, and submit conditions clean and fast. ...more

mortgage

February 05, 20265 min read

Foreign National Loans: The Three Questions That Decide Approval Or Delays

Foreign National Loans: The Three Questions That Decide Approval Or Delays

Foreign national mortgage files can be highly profitable, but they are also some of the easiest loans to derail. Most issues do not come from underwriting being difficult. They come from unclear struc... ...more

mortgage

January 27, 20262 min read

How To Get Faster Non QM Loan Approvals With Fewer Conditions

How To Get Faster Non QM Loan Approvals With Fewer Conditions

Non QM lending has opened the door for borrowers who do not fit inside traditional guidelines. Bank statement borrowers, real estate investors using DSCR, and self employed clients all benefit from th... ...more

mortgage

January 27, 20262 min read

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